![]() The deposits swept into the program bank(s) are eligible for FDIC Insurance, subject to FDIC insurance coverage limits. The Cash Balance in the Fidelity Cash Management Account is swept into an FDIC-Insured interest-bearing account at one or more program banks and, under certain circumstances, a Money Market mutual fund (the "Money Market Overflow"). Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.Ĥ. Full details appear in the Program Rules new card customers receive with their card. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. ![]() ![]() Mint purchases, or transactions to purchase cash convertible items. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Reward Points will not expire as long as your Account remains open. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Upon approval, refer to your Program Rules for additional information. ![]() Account must be open and in good standing to earn and redeem rewards and benefits. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. ![]()
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